debt consolidation is an informative website with vast amount of information related to all topics in debt consolidation. Our goal is to educate people about there debt and provide products and tips to help them get out of debt.

Debt Consolidation have some facts : If you spend more than 50% of your credit limit every month, this indicates to the Credit Bureau that you do NOT have enough cash on hand to meet your monthly expenses. This will term you as a high credit risk and will actually reduce your credit score by 60 - 70 points overnight (Fair Isaac), If you miss 1 or 2 payments on your credit card debt, the issuing company will skyrocket your interest rate to a whopping 27% - 30%, and Out of a random sample of 3 million American consumers (included in Experian's National Score Index), 51% of them have atleast 2 credit cards and 14% of them have 10 or more credit cards.

To Lower your bills, you can try this way that is Negotiating Your Way to Lower Monthly Bills, Calling For Lower Phone Bills, Energy and Electric Bill Shavers, and Consolidate Debt and Refinance Monthly Bills.

Suze Orman have some tips Favorite Quotes regarding Money, A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life, If you have debt I'm willing to bet that general clutter is a problem for you too. Managing your finances is similar to organizing your house, In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential. It's no different in the financial realm.

Making money sometimes requires you to take calculated risks. Fortune favors the brave, Owning a home is a keystone of wealth both financial affluence and emotional security. You should save for atleast 4-6 months of living expenses incase an unfortunate tragedy happens. You can getting high cd rates at no risk is possible when you avail certificates of deposit nowadays
Learn about it and apply it to your own thinking. and 401k limits for years 2009

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